Personalized, Fast & Secure

Smarter Business Funding

Horizon has been serving Main Street America’s financing needs for over a decade. Click below to generate your approval.

Company Introductions

Horizon Funding Group, since 2009

A neighborhood storefront with deep roots in their community, owners and brothers John and James Celifarco are recognized nationally for their work in the Small Business Finance Industry.

What We're Offering

Services

Fast Business Funding

Get the capital you need to scale without the wait. Whether it’s boosting cash flow, covering payroll, or purchasing essential equipment, our funding solutions are designed to move as fast as your business.

Flexible Lines of Credit

Access a revolving pool of funds whenever you need it. The best part? You only pay interest on the exact amount you draw, giving you total control over your business finances without the burden of a lump-sum loan.

0% Fee Credit Card Processing

Stop losing revenue to high transaction fees. Our 'Rate Zero' program eliminates 100% of processing costs, effectively turning an expense back into pure profit for your business.

Highlights

Quick and Flexible Business Solutions

Weekly & Monthly Payments Available

Most Competitive Rates in the Market

Established & Trusted Company since 2009

Customers Testimonials

What our customers say

Horizon Funding is a fantastic group! They listen to your needs, find a solution and follow through. Always professional and courteous. I really enjoy working with them.

When I first contacted Horizon my business had just went thru a chapter 11 re-organization and financing was impossible to come by with local banks and credit unions . John and James listened to me and trusted me with small amounts for short terms that helped my business get back on its feet . We now are in good financial shape , but I still work with Horizon because they are easy to work with and I can trust them.

About 10 years ago I was up against the daunting task of needing funding for my recently opened business. Without any past history, most financial institutions were not willing to provide financing. Fortunately, I had the opportunity to work with James and John Celifarco of the Horizon Funding Group. They provided me with financing I needed, with terms and conditions that were manageable. James and John were very responsive and professional along every step of the way. I have reached out to them many times over the years after the initial financing and they have never let me down. Due to their work, I am proud to say I have a very successful restaurant operation.

Get the capital you need from the industry veterans at Horizon Funding!

FAQS

1. How fast can I get business funding from Horizon Funding Group?

Most businesses can receive approval within a few hours, and funding can be deposited in as little as 24–48 hours. The exact time depends on your application and documentation, but Horizon Funding Group is designed for fast access to capital.

2. What types of business funding options are available?

Horizon Funding Group offers multiple financing solutions including working capital loans, business lines of credit, and alternative funding options. These are tailored to fit different business needs, whether you need short-term cash flow or long-term growth capital.

3. What are the requirements to qualify for business funding?

To qualify, most businesses need consistent revenue, a minimum time in business, and basic financial documentation. Unlike traditional banks, Horizon Funding Group focuses on business performance rather than just credit scores, increasing approval chances.

4. Can I get funding with bad credit?

Yes, businesses with lower credit scores can still qualify. Horizon Funding Group evaluates multiple factors such as revenue and business stability, making it easier for small businesses to secure funding compared to traditional lenders.

5. How do repayment options work?

Repayment terms are flexible and depend on the funding type. Options may include daily, weekly, or monthly payments, allowing businesses to choose a structure that aligns with their cash flow and operational needs.